Energy Proposal · Daybright Solar

Four options.
Every one beats SCE.

16,225 kWh/yr · SCE at $0.41/kWh · All solar options cheaper than SCE from day one · HDM ownership transfers at year 6.

$554
SCE today /mo
$273
Enfin PPA /mo
$457
HDM fixed /mo
$213k+
Max 25yr savings

Side by Side

Your four options

Click any card to update live projections. All solar options are cheaper than SCE from day one.

OPTION 1 · UTILITY
Southern California Edison
Stay with SCE
$554/mo
$0.41/kWh · 5% escalator · no end date
Backup powerNone
Rate certaintyNone — rising forever
Yr 5 monthly~$674/mo
Yr 10 monthly~$860/mo
Yr 20 monthly~$1,401/mo
Yr 25 monthly~$1,788/mo
Roof penetration warrantyNone
Battery/solar guaranteeNone
OwnershipNone — ever
25yr energy total
$317,493
OPTION 2 · SUNRUN PPA
Sunrun · 25yr PPA · Silfab Panels
Sunrun PPA
$394/mo
$394/mo · 3.5% escalator · 25yr · no ownership
vs SCE today$160/mo cheaper
PanelsSilfab (#2 ranked)
Batteries1× Tesla PW3 + expansion
Rate certainty3.5%/yr escalator
Yr 10 monthly~$537/mo
Yr 20 monthly~$757/mo
Roof penetration warranty5 years only
Battery/solar/production25yr guarantee
OwnershipNone — renting forever
25yr PPA total
$184,155
OPTION 3 · ENFIN PPA
Enfin by Qcells · 25yr PPA · $0 Down
Enfin PPA — Best Monthly Rate
$273/mo
$0.185/kWh · 17,716 kWh/yr · 3.5% esc · 25yr
vs SCE today$281/mo cheaper
PanelsQ Cells (#1 ranked)
Batteries2× Tesla Powerwall 3
Rate certainty3.5%/yr escalator
Yr 10 monthly~$372/mo
Yr 20 monthly~$525/mo
Roof penetration warranty10 years
Battery/solar/production25yr guarantee
Backed byHanwha Qcells — global
25yr PPA total
$127,657
OPTION 4 · HDM
HDM Capital · $0 Down · 4.99% / 20yr
Prepaid PPA — Own at Year 6
$457/mo
$0.29/kWh · 17,845 kWh/yr · $69,350.41 financed · fixed · $0 down
vs SCE today$97/mo cheaper
PanelsHyundai
Batteries2× Tesla Powerwall 3
Rate certainty100% fixed — never changes
Ownership yr 6$0 transfer
After yr 20$0/mo — forever
Roof penetration warranty5 years
Battery/solar/production25yr guarantee
20yr total · then $0/mo
$109,752
Who Is Enfin?
Enfin is a wholly owned subsidiary of Hanwha Qcells — the #1 solar manufacturer in the U.S.
Qcells makes the panels. Enfin finances the deal. Same parent company. Hanwha is a publicly traded South Korean conglomerate with operations across manufacturing, construction, finance, and energy. If there's ever a performance issue, you're dealing with one organization — not two separate companies. Q Cells is ranked #1 by SolarReviews, Silfab (Sunrun's panel) is #2.
$577M+
ABS transactions closed 2024 — RBC, Santander, SocGen
$800M+
In consumer contracts on books
46
States active across the U.S.
#1
Q Cells ranked #1 panel brand · SolarReviews 2024
Who Is HDM Capital?
HDM Capital is an institutional solar financier — not an installer. They are the bank behind the deal, structured to build equity into your home.
HDM structures financing as a Prepaid Power Purchase Agreement (PPA) — equipment is pre-purchased and price-locked, allowing a 27.88% tax credit discount to be built directly into the project cost up front. This is what keeps the rate competitive while putting you on the ownership path.

Unlike a traditional loan, there is no lien placed on your home. The system is secured via a UCC-1 fixture filing — a notice only, not a title encumbrance. You can sell at any time without issue. Ownership transfers automatically at year 6 at $0 cost — no action required on your part. After year 20, the payment is $0/mo permanently. You can reamortize up to 3 times if rates drop, with no prepayment penalty ever.
27.88%
Tax credit discount built into project pricing
No Lien
UCC-1 fixture filing only — not a title encumbrance
Year 6
Automatic ownership transfer at $0 — no action required
Reamortize
Up to 3× if rates drop — no prepayment penalty
Sunrun saves vs SCE
$133,338
$160/mo cheaper today
Enfin saves vs SCE
$189,836
Lowest monthly · $281 cheaper
HDM saves vs SCE
$207,738
Own it · $0/mo after yr 20
HDM saves vs Sunrun
$74,403
Fixed rate · owns yr 6 · done yr 20

Interactive Comparison

See how each option plays out

Select any option to update the live projections and 25-year table instantly.

Monthly payment
$554
SCE today · 5% escalator
vs SCE today
Baseline
Current energy cost
Year 20 monthly
$1,401
After escalation
25yr total
$317,493
Never ends
Cumulative cost — all four options
SCE Sunrun Enfin HDM
SCE · Monthly Cost Over 25 Years
★ = $0/mo — paid off
Year SCE /mo Sunrun /mo Enfin /mo Selected /mo vs SCE vs Sunrun Cumul. saves
SCE: 16,225 kWh/yr at $0.41/kWh = $554.35/mo, 5% annual escalation. Sunrun: $394/mo, 3.5% escalator, 25yr PPA, 1× Tesla PW3 + expansion, Silfab panels, no ownership. Enfin by Qcells: $0.185/kWh × 17,716 kWh/yr = $273.12/mo, 3.5% escalator, 25yr PPA, 2× Tesla Powerwall 3, Q Cells panels, no ownership. Enfin is a wholly owned subsidiary of Hanwha Qcells. HDM: $0.29/kWh × 17,845 kWh/yr · $69,350.41 at 4.99%/20yr = $457.30/mo fixed, $0 down, Hyundai panels, 2× Tesla Powerwall 3, ownership transfer yr 6 at $0, $0/mo after yr 20, reamortize 3×. All figures are estimates for illustration purposes only.